August 18, 2022
Coverage Programs

Lower claims frequency translates into lower insurance costs.
Miscellaneous - IMG1903.jpgSAIF offers its members the following insurance coverages:
  • Workers’ Compensation
  • Supplemental Workers' Compensation
  • Property
  • General Liability
  • Auto Liability and Physical Damage
  • Crime and Fidelity
  • Boiler and Machinery
  • School Leaders Liability
  • Environmental Impairment Liability
  • Excess Liability
  • Student Accident Coverages
  • Security Guard Coverage
  • International Travel Program

SAIF members may select individual coverages.

A Risk Management Plan approved by the Department lists the coverages offered to members. The Fund self-insures some coverages and purchases reinsurance for many excess losses. Some coverages are group purchased from insurance carriers.