SAIF offers its members the following insurance coverages:

• Workers’ Compensation
• Supplemental Workers' Compensation
• Property
• General Liability
• Auto Liability and Physical Damage
• Crime and Fidelity
• Boiler and Machinery
• School Leaders Liability
• Environmental Impairment Liability
• Excess Liability
• Student Accident Coverages
• Security Guard Coverage
• International Travel Program

SAIF members may select individual coverages.

A Risk Management Plan approved by the Department lists the coverages offered to members. The Fund self-insures some coverages and purchases reinsurance for many excess losses. Some coverages are group purchased from insurance carriers.